Credit Union Services
We can help with your monthly bills. Come and speak to one of our account representatives.
Open with $25.00. Is required to be eligible for any business transaction within the credit union. Balance of $100.01 will activate interest to begin accruing.
CHRISTMAS CLUB ACCOUNTS:
Open your Christmas club account with us and have extra money for your holiday shopping. Start your Christmas account anytime during the year. Checks will be automatically withdrawn on November 15 for your holiday shopping.
Anyone under the age of 18 is eligible for a “KIDS KOUNT.” This account will require a $25.00 minimum to open.
SHARE DRAFT ACCOUNTS:
Open with $50.00 with no minimum monthly balance required. (Subject to credit approval of credit union.) There is a $4.00 monthly, administration fee for all share draft accounts.
SENIOR CHECKING ACCOUNT:
With $25 in a share account you can open a Senior Checking Account. Senior Checking makes it easy for members age 63 or older to take advantage of a variety of services and conveniences.
STUDENT CHECKING ACCOUNTS:
Any one that is still in High School is eligible for our student checking account, which has no monthly fee.
VISA DEBIT CARDS:
Debit cards are offered to members with a checking account in good financial standings. No fees required to secure a RFCU Debit card.
Can be accepted, electronically from any employer and other financial institution to be deposited to your share account or share draft account.
This can come from your place of employment and be distributed to as many others accounts as needed to make your life easier.
Our MasterCard is maintained through VANTIV in Dallas. Our internal Credit Committee approves the credit card. We offer a low rate with no annual fee.
INDIVIDUAL RETIREMENT ACCOUNTS:
IRA’s can be set up with us or we can accept transfers or rollovers.
CERTIFICATE OF DEPOSITS:
Can be opened with a minimum deposit of $1,000.00. Competitive rates are referred.
The credit union offers a number of different kinds of loans including Signature Loans, New & Used Automobile Loans, Boats, Farm Equipment, Recreational Vehicles, Share Secured Loans, Real Estate Loans. REFER TO RATES FOR THE MOST CURRENT RATES.